One App Provides an Ecosystem of Support for Essential, Uninsured Employees

Healthcare in the U.S. is complex and costly, often leaving patients feeling lost. ful.Health prioritizes what matters most: the patient. ful.CashPay is not insurance—it’s a powerful healthcare solution for uninsured, part-time employees, providing accessible, affordable care for their families while protecting their health and financial security.

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Why ful.CashPay?

ful.CashPay transforms access to healthcare for those who need it most, maximizing every dollar without limiting care options.

Here's How:

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Transparent Cash Pricing

An actionable, in-app smart shopping experience, providing clear, cash-discounted prices for care.

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Free, Unlimited, Physician-First Virtual Care

24/7 access to doctors through CirrusMD, with 83% of health needs resolved on the first visit.

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Practical Education

Curated bite-sized resources, monthly quizzes, and pre-visit prep kits for 200+ common cases help users become savvy healthcare spenders.

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Local Pharmacy Cash Discounts

Offering 40-50% in savings compared to typical online prices.

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Savings on Hospital Care

In-app tools help users locate local hospital savings and access expert help for eligibility and applications to Medicare, Medicaid, CHIP, and ACA.

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Financial Control

Access to affordable care without sacrificing quality.

With ful.CashPay, part-time employees can confidently choose care options that are affordable and reliable.

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Meet ALICE

42% of the U.S. population is living below the ALICE (Asset Limited, Income Constrained, Employed) threshold. These individuals often work but struggle to afford basic necessities, including healthcare.

ful.CashPay provides an affordable way to address the healthcare gap, ensuring that part-time and uninsured workers can access the care they need without financial strain.

Enter ful.CashPay

ful.CashPay bridges the gap for ALICE households, offering transparent, affordable healthcare options that empower essential workers to protect their health and finances. For employers, ful.CashPay is a cost-effective way to attract and retain dedicated part-time employees, fostering a resilient workforce.

By supporting ALICE households, ful.CashPay helps build a future where essential workers have the tools to maintain their health—strengthening public health and economic stability.

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Together, We Can Help Those Who Need It Most

U.S. Healthcare is broken. As a doctor, I see wasteful spending every day. As a father, husband, and neighbor, I see people struggle with unnecessarily complex systems. With over $1 trillion in waste, we’re here to help patients become better healthcare consumers.

For the uninsured, ful.CashPay is a game-changer, improving access to care and protecting financial well-being. ful.CashPay isn’t insurance (thankfully)—it’s a practical solution that gives part-time employees access to a complete ecosystem of family care for less than $10 per month.

~Dr. Bernie Saks, Founder and CEO, ful-Health

Let’s Build Healthier Futures Together

The healthcare system isn’t working for most Americans. ful.CashPay offers an affordable, mission-driven solution designed to empower uninsured, part-time workers to make the best choices for their care.

Ready to learn more?

Let’s discuss how ful.CashPay can create real impact for your employees and advance your mission to change US healthcare for the better.

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1755 Overview Court Dubuque, Iowa 52003